Exciting News!
CreativeOne Now Supports Advisors with Disability Insurance Solutions!

You asked; we answered! We are thrilled to announce the launch of our disability insurance team. In collaboration with Disability Insurance Services (DIS), our experienced professionals are ready to create a disability protection package that’s right for you and your clients.

Why disability insurance?

Because your clients need it. Because it’s our goal to support you with a full range of leading insurance solutions. Because we care about your clients and your relationship with them.

Having adequate disability coverage is essential to your clients’ long-term financial security. Consider the following.

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Only 40% of U.S. households have enough liquid savings to cover three months of living expenses, and only 28% have enough to cover six months of expenses (1).

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Of today’s 22-year-olds, one in four can expect to be out of work for at least a year with a disabling condition over the course of their career (2).

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Each year, approximately 5% of working Americans experience a short-term disability (six months or less) due to illness, injury or pregnancy. Almost all of these disabilities are non-occupational (3).

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From 2009 to 2018, only 32% of Social Security Disability Insurance (SSD) claims were approved. 21% of those were approved at the initial application stage, while the remaining claims went through a lengthy appeals process before being approved (4).

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The average SSDI benefit for a disabled worker is $1,279 per month. That equals $15,348 per year, which is below the poverty line of $17,420 for a two-person household (5).

The bottom line?

Ensuring your clients have adequate disability insurance in place is vital to protecting their wealth and financial security. Let us help you implement a well-researched, custom disability insurance solution to protect your clients and enhance your practice.

We offer a wide range of disability insurance to meet your clients’ needs.


Individual Coverage
Retirement Plan Coverage
Simplified Issue
Income Protection


Business Overhead Expenses
Disability Buy-Sell Insurance
Key Person
Bank Loan
Guaranteed Standard Issue

Other Needs

Critical Illness
Long-Term Care
Multi-Life Long-Term Care

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